HACKER Q&A
📣 CoreSet

What's your advanced investing advice?


I've followed all the basics - emergency fund, pension plan, Roth IRA, taxable brokerage account, etc

Now I'm looking at "what comes next" - all individual growth stocks are so overvalued as to make fundamental analysis meaningless, real estate is inaccessible at my income level, and alternatives like gold, crypto, et al, don't pass the smell test of beating basic index funds.

Bogleheads would say that's a feature, not a bug - there is no beating a market.

But is there really nothing more?

  👤 toomuchtodo Accepted Answer ✓
https://www.bloomberg.com/features/2025-how-to-invest-now/ | https://archive.today/bN7z1

(the expense ratio for the international equities index they mention, MSCI ACWI, is much higher than VXUS for similar exposure; not investing advice)

👤 ronbenton
Ride the indexes (or target retirement funds)

The only people who have consistently "beat the market" ended up in prison for running Ponzi schemes

👤 pols45
There is. Learn to dance - https://www.youtube.com/watch?v=BiAwpYIkRmU
👤 bix6
Look at what money managers do for HNWI. Less about beating the market and more about preserving assets no matter the situation.

Gold is beating the S&P 500 YTD by 3x.

Venture capital may also interest you if you’re accredited and like supporting startups.