The economic outlook now and what seems likely in the future, does not look good for small business owners. Already their revenue is down significantly and some landlords are not willing to reduce rents to assist them to survive.
I want people to be able to help local businesses in their area even if I can't visit them due to lockdown, the business must close temporarily due to lockdown or related circumstances, or the consumers' reduction in income prevents them from visiting and spending money in-store.
Is there a currently available micropayment platform that can allow people to nominate a maximum contribution value ($)for a period (week, fortnight, month etc), and have that divided among several nominated businesses in that period? Say someone with reduced income that still wants to support their local businesses can have a fixed spend (certainty), and divide that among many receivers, with minimal friction.
This is in contrast to how a lot of these platforms operate, where the individual must seek and make payment to each individual recipient, usually at pre-defined amounts per receiver, bringing the total spend up and not allowing consumers to support multiple recipients due to the cost.
If there isn't such a platform currently existing, do you guys/gals think this is viable?
Edit: removed duplicate word.
I'd rather spend the money and get the service or good in response. If we are heading into a recession, it's time to conserve resources. Hopefully it's more of a reorg?