Anyway, I am approved for $18k at 3.5% for 30 years ($88/month payment) with first payment due after the first 12 months (it looks like the first year nothing is due.)
I'm curious what ideas people would have for how I could use this? I am just a freelancer with a day job, so I don't need a loan to survive, but if there was something worthwhile that I should be looking into, I am all ears. Using it to bootstrap a new business, or purchase an existing business/idea, etc?
But unless you have a compelling reason to take on debt... why would you?